Behind the Curtain
Though Todd had student loans to deal with, he’d also purchased a car and was making payments. Now, he had a beautiful house, but how had he done all that after graduation? He found favorable terms then, which made his life difficult now.
Built from Scratch
Todd’s story has even more challenges. He didn’t search the area to find the best house. Instead, he built it from scratch, financing the construction through a bank. That’s hard to do if you have financial burdens, so Todd was in tough times.